Welcome to First Lenders Financial Group, Inc..!

Melanie J. Wise, Loan Consulant

I would like to take this opportunity to introduce myself.  I am a Licensed Mortgage Broker and has gained significant experience as a Broker.

It is my goal to assist you with buying or refinancing your home. I am committed to helping buyers realize their dream of home ownership by tailoring the financing to fit their needs and work closely with my clients to determine the loan program that comfortably fits within  your budget, which allows you to buy the "most home" you can afford.

Obtaining a mortgage has become very complex, but it doesn’t have to be. Without the right knowledge and help it can become a very frustrating process. You will find that I strive to ensure that obtaining a mortgage is more of a pain free, worthwhile process.

As a full service mortgage brokerage firm with years of experience I can offer expertise in every area of mortgage lending...from purchase to refinance to construction lending. I have access to a full range of mortgage sources and I am  dedicated to finding the right loan - with the best rates, terms and costs - to meet my customers' unique needs.

With access to over 150 lenders, there are programs that are offered to every credit type to include:

• Purchases
• Refinances: Cash Out, Rate/Term & Consolidations
• StandAloneSecondMortgages: WANT A POOL/REDO OUR KITCHEN/HOT TUB!
• HELOCS: Home Equity Line of Credits (Make some repairs)
• First Time Home Buyer Programs: Down Payment Assistant, Grants, and Gift Funds
• Bankruptcy & Foreclosure Bailouts 100% Finance, Interest Only, 40/50 year payments, etc.
• FHA/VA

Bad credit is not a problem!  Let me show how we take every situation find a solution.